Transparent from first conversation to last review.
We follow a defined five-stage process for every engagement. No surprises, no vague timelines, no ambiguity about what happens next. You will always know where you are and what to expect.
Discovery
Initial consultation — 60 minWe understand before we recommend.
The first conversation is diagnostic in nature. We ask the questions that most financial advisors skip: how your income is structured, where the gaps are, what keeps you up at night financially, and what you actually want your financial life to look like in five and ten years.
NoteThis call is no-obligation. If we are not the right fit, we will say so directly.
What happens in this stage
- Income and business model review
- Current financial position snapshot
- Identification of primary gaps and risks
- Discussion of goals and timeline
- Fit assessment: is this the right advisory for you?
A clear picture of your current state and whether we are the right fit.
Diagnostic
Weeks 1–2Full picture before any strategy.
Before any plan is created, we conduct a thorough diagnostic across all relevant financial areas: income structure, tax exposure, investment position, protection gaps, and net worth. This is not a questionnaire — it is an active analysis that may surface things you have not previously considered.
NoteWe coordinate with your accountant or tax advisor where relevant.
What happens in this stage
- Net worth and cash flow analysis
- Entity and income structure review
- Investment portfolio review (if applicable)
- Insurance and protection audit
- Risk exposure mapping
A written diagnostic summary identifying your primary opportunities and risks.
Strategy
Weeks 2–4A plan built for your situation, not a template.
Based on the diagnostic, we develop a tailored financial strategy that covers each relevant advisory area. This is not a generic report. It is a specific plan with specific recommendations — including what to do, in what order, and why.
NoteWe walk through the strategy together in a dedicated session before implementation begins.
What happens in this stage
- Strategic recommendations across all applicable service areas
- Prioritised action plan with rationale
- Investment policy framework (if applicable)
- Income structuring roadmap
- Protection and planning recommendations
A written strategic plan with prioritised actions, rationale, and expected outcomes.
Implementation
OngoingPlans are only as good as their execution.
We move from strategy to action. Each recommendation has a defined implementation path, clear milestones, and assigned responsibilities. Where implementation requires coordination with third parties — accountants, legal counsel, investment managers — we facilitate that directly.
NoteImplementation pace varies by complexity. Most core recommendations are in place within 90 days.
What happens in this stage
- Step-by-step implementation support
- Coordination with your professional network
- Milestone tracking and accountability
- Documentation and record keeping
- Ongoing advisor access for questions and decisions
Recommendations fully implemented and operational.
Review Cadence
Quarterly + AnnualStrategy is a living document.
Quarterly reviews assess financial performance, strategy adherence, and changing circumstances. The annual review is a full reset: comprehensive assessment of the year, updated projections, and strategy refinement for the year ahead. Between reviews, ongoing clients have direct access for decisions that cannot wait.
NoteBetween formal reviews, ongoing clients have direct advisor access within agreed response times.
What happens in this stage
- Quarterly performance report and variance analysis
- Investment portfolio review and rebalancing assessment
- Goal tracking and milestone review
- Strategy adjustment recommendations
- Annual comprehensive financial review
A continuously updated strategy that stays aligned with your life and business.
Start with a discovery call.
Sixty minutes. No commitment. A clear picture of whether this is the right advisory for you.